Author

Freya

Product Owner & Community Manager · Fenrir Ledger

Freya is the Product Owner and Community Manager at Fenrir Ledger. She has spent years embedded in the r/churning and r/CreditCards communities, identifying what new and intermediate churners struggle to understand — and turning those friction points into structured, actionable guides. Her focus is the educational layer: making complex issuer rules, velocity windows, and optimization strategies approachable for players at every level. Before Fenrir Ledger, she worked in consumer fintech product strategy, helping teams cut through jargon and ship experiences that actually make sense to people.

Areas of expertise

  • Credit card churning education
  • Issuer velocity rules
  • Sign-up bonus strategy
  • r/churning community knowledge
  • Consumer fintech product strategy